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Insurance Disputes

A version of this article by Duncan Macgillivray and Jeff Moorley originally appeared on the OTLA Blog. Many Long-Term Disability (LTD) insurance policies state that the insured person will only qualify for benefits if they become “Totally Disabled” or suffer a “Complete Inability” to work. To...

White Macgillivray Lester founding partner Dan Lester was recently successful for a local Northwestern Ontario school board in a case where insurance law and commercial leases intersect. Facts In Paulin v. Keewatin Patricia District School Board, the Defendants, the Keewatin Patricia School Board and the Municipality of...

  No. You have paid for insurance.  Insurance is supposed to provide you with peace of mind.  Therefore, your insurance company owes you “a duty of the utmost good faith” (and you owe the same to them).  This means that you and your insurance company have a duty...