When?

When should I call White Macgillivray Lester for help?

As soon as possible after your car accident, slip and fall, or disability benefit denial. It’s important to call early so that we can provide notice to potential defendants on time, preserve important evidence and start to help you.

How do I know if I have a case?

Call us. We’ll discuss your case and tell you whether we can help!

Fees

What does it cost?

We work on a contingency fee basis. This means that you don’t pay us until your case settles or you receive a court or tribunal award. We cover all of the costs in the meantime.

Do you have free consultations?

Yes!

Lawsuits

How long do I have to start a lawsuit (i.e. what’s the “limitation period”)?

Two years from the date of the injury (with some limited exceptions). It’s always better to contact a lawyer as soon as reasonably possible though.

What happens if you are past the limitation period?

You should still speak to a lawyer to ensure that the proper limitation is being applied.

How bad do my injuries have to be to make it worthwhile to consult a lawyer?

It never hurts to consult an injury lawyer. We have free consultations.

When suing for an injury, where does the settlement money (or damages award) come from?

Most of the time, the settlement money or damages award comes from the insurance company for the at-fault party (not out of the pockets of the at-fault person or company). So, most personal injury cases are really about the injured person against a huge, rich insurance company.

How long do personal injury cases take?

This varies, but, on average they take 3 to 7 years.

Can people fake injuries and “milk the system”?

It is very difficult to do that. In any case, the lawyers and the insurance companies involved are going to go through the medical records in great detail. The insurance companies may also do surveillance.

Do insurance premiums go up for the person you are suing?

They could. But, they probably already have since they’ve caused an accident. And, if you ask any insurance broker, they’ll tell you that insurance premiums are based on a number of factors.

Motor Vehicle Collisions

If I’m in a motor vehicle collision, what should I do?

Call your insurance company or broker. And, call a lawyer.

What are “Accident Benefits”?

No fault benefits through your own automobile insurance. You are entitled to these benefits regardless of how the accident happened.

Can my car insurance pay for my treatment?

Yes. Through the Accident Benefit coverage.

Does your firm handle Accident Benefits?

Yes.

Do I have to go to the treatment provider that my insurance company recommends?

No. You get to choose who provides treatment.

WSIB

Does your firm handle WSIB (workers compensation) claims?

No we don’t.